Maya Just Leveled Up the Freelance Life With These Must-Know Perks

Freelancing may look like freedom on the surface, coffee shop meetings, flexible hours, and being your own boss, but let’s be honest, it comes with a fair share of uncertainty too. A delayed project, a missed gig, or even a single accident can shake your finances hard. Unlike traditional employees, freelancers rarely have a safety net. But that might be changing, thanks to Maya.

If you haven’t explored Maya lately, now's a good time. The Philippines’ top digital bank is reshaping how freelancers handle money and prepare for emergencies, combining high-yield savings, smart credit tools, and even insurance protection, all in one easy-to-use app.

Let’s break down what makes Maya a freelancer’s new best friend.

1. Save smarter with higher returns

Most savings accounts barely keep up with inflation. Maya Savings, on the other hand, lets you earn up to 15% interest per annum. It’s passive income in its simplest form, just park your cash and let it grow.

2. Emergency credit? Handled.

When clients delay payments or gigs fall through, Maya Easy Credit gives you quick access to up to ₱30,000 without jumping through hoops. It’s financial breathing room when you need it most.

3. Credit cards built for real life

Not all cards are created equal. Maya’s got two solid options:

• The Landers Cashback Everywhere Credit Card rewards your usual grocery hauls with up to 5% cashback at Landers, 2% on dining, and 1% for everyday stuff.
• The Maya Black Credit Card earns you Maya Miles with every swipe, which can go toward travel or future purchases, ideal for those working on the go.

4. Insurance you can actually use

Maya’s now offering insurance plans that don’t require long forms or complex jargon. Through its partner, Singlife, freelancers can get a policy called Cash for Income Loss (Accidents) for as low as ₱1,196 a year. If an accident keeps you from working, you can receive up to ₱50,000 per month for up to 36 months.

You can also check out other Singlife options within the app, like Cash for Medical Costs, Cash for Goals, or a 3-in-1 Protection Plan. It’s all accessible and fuss-free, perfect for those who’d rather spend time working than filling out paperwork.

5. Get rewarded while staying protected

Maya’s even sweetening the deal. If you buy any Singlife plan through the app before the end of June, you get ₱500 cashback. It's a little extra just for taking care of yourself.

6. PayPal transfers with perks

Freelancers who get paid via PayPal can earn even more. Transfer at least ₱7,000 to your Maya account, and you’ll get ₱250 cashback. Not bad for something you were going to do anyway.

Maya isn’t just another banking app, it’s becoming a lifeline for freelancers who want real financial control. Whether you’re chasing your next big break or recovering from life’s setbacks, Maya has the tools to make freelance life feel less risky and more rewarding.

You can explore all these features at maya.ph/freelancer and follow @mayaiseverything across social media to stay updated.